What Banks Need to Know About the OCC’s Final Stablecoin Rules and Licensing Guidance

On October 21, 2026, the Office of the Comptroller of the Currency (OCC) issued its final rule implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) for payment stablecoin issuers and custodians subject to its jurisdiction (OCC Bulletin 2026-50). The OCC is the first federal regulator to issue comprehensive final rules under the GENIUS Act, and other agencies’ pending proposals heavily reference the OCC’s standards….
By: Winthrop & Weinstine, P.A.