No Accident, No Duty to Defend: Meta Loses Defense Coverage for Social Media Child Harm Lawsuits

In Hartford Casualty Insurance Co. v. Instagram LLC, the Delaware Superior Court granted the insurers’ motion for partial summary judgment, finding that various primary and excess general liability insurers had no duty to defend Meta in an underlying social media litigation, as none of the allegations — whether express, implied, or extrinsic — supported a conclusion that Meta’s conduct was an accidental “occurrence.”…
By: Carlton Fields