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New York Appellate Court Holds That “Designated Premises Endorsement” Restricts Coverage to Claims Connected to Covered Premises Themselves

February 24, 2026

The New York Supreme Court, Appellate Division, Second Judicial Department, has overturned a lower court decision in Normile v. DB Insurance Co. The opinion holds that a general liability insurance carrier is not obligated to cover a lawsuit alleging off-premises bodily injuries unless those injuries arise out of operations directly connected to a designated premises….
By: Carlton Fields

New York Appellate Court Holds That “Designated Premises Endorsement” Restricts Coverage to Claims Connected to Covered Premises Themselves

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