FTC Bureau of Consumer Protection Remarks Compare Lessons Learned from Consumer Credit as a Model for Regulating Privacy

In the middle of the 20th century, there was a massive expansion of the retail credit market. Everything from boats to sewing machines to kitchen appliances were bought and sold through increasingly complex credit arrangements. These credit arrangements would extinguish a consumer’s rights to dispute any terms of the contract once a loan was assigned, legally binding the consumer to pay the holder of the contract, even if the sale was fraudulent. These “cut off” clauses were considered standard,…
By: Bradley Arant Boult Cummings LLP
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