Court Confirms UIM Claimants Must Qualify as an ‘Insured’ Under the Policy Insuring Their Employer’s Vehicles in Order to Stack Their Personal Auto UIM Policy

Erie Insurance Exchange v. Russo, 343 A.3d 291 (Pa. Super. Ct. Jul. 22, 2025) – While in the course and scope of his employment and while operating a vehicle owned by his employer, Russo was injured in a motor vehicle accident. He submitted a claim for and obtained underinsured motorist (UIM) benefits from the insurer of his employer’s vehicle….
By: Marshall Dennehey